What is required to prequalify?
Your Affirm account is created using your name, email, mobile phone number,
birthday, and the last 4 digits of your SSN. This combination helps Affirm verify
and protect your identity.
Does Affirm perform a credit check?
Yes, but it will not affect your credit score. When you first create an Affirm
account, Affirm performs a ‘soft’ credit check to help verify your identity and
determine your eligibility for financing. This ‘soft’ credit check will not affect
your credit score.
Is my personal information secure with Affirm?
Yes, protecting your personal information is very important to Affirm. Affirm
encrypts sensitive data including Social Security numbers. Affirm also maintains
physical, electronic, and procedural safeguards to protect your information. Affirm
does not sell or rent your information to anyone.